Eight years ago (July 4, 2015), the Association has written an article on students loans and purchasing power of young American generation. Eight years later, the student loan borrowers learned they faith, which will give them the real picture of their bleak financial future, especially for the middle class family. Financially independence for most Americans may just be a dream, especially for most working class, and SCOTUS’ role is obvious in making that to happen.

July 04, 2023 marks the 247th anniversary of the Independence of the United States of America. For some, the celebration this year clouded with so many uncertainties (financially, employment as well as politically). Contradict to the common wisdom–usually one gets older, she or he will be wiser–at least expected to be one. The US citizens can ask the same question. Is the American society more dependent now, then before? The answer may be differ from one person or from one group to others. At least one could infer that with the recent SCOTUS’ ruling on the students loans, millions of young generation are suffered or potentially will have a cloudy financial future.

The recent ruling is not all bad–but it helps triggering and empowering them to make a great decision. It has guided them what they need to do in the 2024 big dance. All student loan holders or borrowers have something to show at the polls. The middle-class income folks should give thank to the recent SCOTUS’ ruling. It may seem to be worse-off in the short-run, but better in the longer-run. Facing challenges will not make one to be weaker, but otherwise. With these analyses, one can conclude who will lead the executive branch after the election is over. She or he does need to wait till next year to know the results.